Homeowner Resources

$8,000 First Time Home Buyers Tax Credit
Details of the $8,000 tax credit for first-time home buyers from the 2009 stimulus package
203k FHA Loan FAQ
Questions and answers about the FHA 203K loan program that allows you to purchase fixer upper properties.
6 Tips To Sell Your Home in a Down Market
Six great tips on selling your home in a down market
66 Ways To Save Money
Tips on everything from airline fares to prescription drugs
8 Ways to Winterize Your Home
Each year Americans spend countless hours preparing for the holidays; spending just a few to make sure your home is ready for wi
A Guide for First Time Homebuyers
Describes the 6 step process for the first-time homebuyer
Acetaminophen and Liver Injury: Q & A
Acetaminophen is the generic name of a drug found in many common brand name products such as Tylenol, Vicodin and Percocet
Adjustable Rate Mortgage
Looking to own a property for just a few years? An ARM can save you money.
Affordable Solar Options For Your Home
Want to capture solar power for your home without breaking the bank? Here are five options
After a Disaster: Choosing a Contractor
Tips for choosing a contractor when your home is damaged in a disaster
Alcohol Terms Explained
A standard drink has about half an ounce (13.7 grams or 1.2 tablespoons) of pure alcohol.
Asbestos
An information guide on asbestos and asbestos abatement. Also discusses vermiculite and how it relates to asbestos.
Ask Before You Alter
Information for homeowners altering their property within deed restriction guidelines; sample forms available
Avoid Scams!
A pre-purchase checklist to avoid problems and make safe purchases
Balloon Mortgage Versus an Adjustable Rate Mortgage
Balloon mortgages and adjustable rate mortgages (ARMs) are comparable, but with important differences.
Breast Cancer Awareness Month
Breast cancer is the most commonly diagnosed cancer among females in the United States.
Buying A Home After Foreclosure Or Short Sale
Learn how you can qualify to purchase a home after a foreclosure or short sale
Car Ads: Reading Between the Lines
Ads may help you shop, but finding the best deal requires careful comparisons.
Changes to Bankruptcy Law
Under the new law, those who have the ability to do so may be required to pay back part of their debt.
Child Safety Seats (Car Seats)
Safety belts are designed for adults, and children under 4 feet 9 inches tall should ride with a booster seat.
Chimney, Fireplace Maintenance And Safety
Stay safe this winter with these maintenance and safety tips for your chimney and fireplace
Choosing Utility Providers
How to choose an electric, natural gas, or water provider-you may have a choice.
Choosing a Credit Card
While some cards have no annual fee, others expect you to pay an amount each year for being a cardholder.
Clothes Washers
How to save energy using clothes washers and dryers
Co-Sign A Loan: What You Need to Know
Co-signing a loan can be a great gift for a friend or relative. Iit comes with very serious risks as well. Here’s what to know.
Comprehensive Consumer Agency Listing Guide
Comprehensive consumer agency listings with descriptions and links.
Computer Identity Theft
How to protect against computer identity theft.
Computer Safety in the Modern Age
How to keep your computer safe from viruses, spyware, and email hoaxes.
Condominium Insurance: Are You Insured Adequately?
Insurance for condos is different from homeowners insurance for a single family home, and usually requires more coverage
Controlling Moisture In The Home
Too much moisture in a home can lead to mold, mildew, and other biological growth.
Conventional Storage Water Heaters
How storage water heaters work; what criteria to use when selecting the right model; and some installation, maintenance, and safety tips.
Correcting Fraudulent Information in Credit Reports
Using the Fair Credit Reporting Act to correct fraudulent entries on your credit reports.
Couponing Abbreviations
As with most things in life, couponing has its own vernacular.
Creating A Disaster Supplies Kit
How to prepare a disaster supply kit for your home, office, and car.
Defensive Flying Tips
Most airline trips are uneventful. However, you can take steps to reduce even further your chances of encountering problems.
Diagnose And Fix A Wet Basement
Learn how to determine the source of the water and keep it out of your house.
Do You Need an Attorney if You Are Buying or Selling a Home?
Paying an attorney for a couple of visits before all of the paperwork is signed may be worth the expense.
Do You Qualify for an FHA Loan?
What is an FHA loan, and who qualifies for one?
Does Mortgage Aid Hurt Your Credit Score?
Homeowners seeking mortgage help through loan modification programs may face another issue—lower credit scores.
Drafty Rooms
Places where drafts occur and ways to fix them
Drive Green - Buy An Efficient Vehicle
The difference between a car that gets 20 MPG and one that gets 30 MPG amounts to $1,020 per year
Drive Green - Driving More Efficiently
Learn great tips on driving more efficiently and improving gas mileage
Drive Green - Keeping Your Car In Shape
Learn great tips on keeping your car in shape and improving gas mileage
Drive Green - Planning and Combining Trips
Several short trips taken from a cold start can use twice as much fuel as a longer multipurpose trip covering the same distance
Dry Air
How to keep the air in your home from being dry.
Dust
Sources of dust in your house, and how to reduce dust.
Eco-Friendly Home Flooring Options
Flooring for your home now comes in many options that are both beautiful and environmentally responsible.
Education Tax Credits
Because they are credits rather than deductions, you may be able to subtract them in full, dollar for dollar.
Egg Safety
Egg-associated illness caused by Salmonella is a serious public health problem.
Energy Efficient FHA Mortgages
Describes the Energy Efficient Mortgage Program established by FHA
Energy Saving Dishwashers
How to lower the energy use of a diswasher.
Energy Saving Light Fixtures
Saving energy by using the correct light fixtures in your home.
Environmental Considerations When Landscaping
What we do in our yards often affects our neighbors and the environment.
Extended Unemployment Benefits
Extended Benefits are available to workers who have exhausted regular unemployment insurance benefits during periods of high une
FAQs About Buying HUD Homes
Answers to common questions about buying HUD homes
FHA 203K Loan
The FHA 203K loan program was designed to facilitate the purchase of homes that are in a state of disrepair.Sometimes know as...
FHA Cash Out Refinance Loan
If the value of your home has significantly increased, you could benefit from cash out refinancing for expenses or investments.
FHA Home Loan Financing and Benefits
FHA home mortages have many advantages from lower downpayments to stronger protections.
FHA Home for Sale - How to Buy a HUD Home
Almost anyone can buy a FHA foreclosed home, offered by HUD, and usually get a good bargain.
FHA Loan Requirements Are Changing
FHA reform is changing the rules for securing an FHA-insured mortgage loan, but FHA loans still provide the best opportunity...
FHA Mortgage Insurance
Buying a home with an FHA Loan? Putting less than twenty percent down? You'll need FHA mortgage insurance.
FHA Refinance Loan Options and Guidelines
FHA refinance loan programs are available to those who have a current fha loan and those that don't.
FHA Streamline Refinance
The FHA streamline refiance program makes it easy and quick to refinance your home and lower your monthly mortgage payments.
FHA Streamline Refinance FAQ
This faq answers your questions on the FHA Streamline Refinance program. Requirements to qualify and how to find a lender.
Features of Reverse Mortgage Loans
Unlike the typical home loan, the amount you owe on a reverse mortgage grows over time.
Filing For Bankruptcy
Bankruptcy cases cannot be filed in state court.
Filing a Whistleblower Complaint
If you believe your employer has discriminated against you because you exercised your safety and health rights...
First Time Home Buyer Programs - Arizona
The Arizona Housing Finance Authority assistance for first time and low income prospective home buyers.
First Time Home Buyer Programs - California
The California Housing Finance Agency helps low-income families with programs for first-time homebuyers.
First Time Home Buyer Programs - Illinois
The Illinois Affordable Housing Trust Fund helps create and fund affordable housing programs for low-income families.
First Time Home Buyer Programs - Minnesota
The Minnesota Housing Finance Agency offers home loan assistance for low and moderate income borrowers.
First Time Home Buyer Programs - New Jersey
The New Jersey Housing and Mortgage Finance Agency provides a variety of programs to assist prospective home buyers.
First Time Home Buyer Programs - New York
The State of New York Mortgage Agency (SONYMA) offers mortgage programs and credit certificates to assist first-time homebuyers.
First Time Home Buyer and Other Home Loan Programs - Colorado
Colorado has several home loan programs available through the Colorado Housing and Finance Authority and other agencies.
First Time Home Buyer and Other Home Loan Programs - Nevada
The Nevada Housing Division assists low and moderate income families with various home ownership programs across the state.
First Time Home Buyer and Other Home Loan Programs - Ohio
Ohio has several home loan programs available through the Ohio Housing Finance Agency and other local agencies.
First Time Home Buyer and Other Home Loan Programs - Oregon
Oregon Housing and Community Services provides affordable housing and supportive services for low income Oregonians.
First Time Home Buyer and Other Home Loan Programs - Pennsylvania
The Pennsylvania Housing Finance Agency (PHFA) offers home loans with low interest rates and fees.
First-Time Home Buyers: What To Do Before You Begin To Look
Here are a few tips of how to be better prepared for the home-buying process.
First-Time Home Buyers: What To Do Before You Look
Here are a few tips of how to be better prepared for the home-buying process
Five Great Ways to Advertise your Rental Home
How to get the word out about your rental property
Five Ways to Help Protect the Environment at Home
Five easy ways to make a true difference for the environment and reduce your household’s carbon footprint.
Fixing High Energy Bills
Tips for lowering the amount of energy your home uses.
Fixing Hot or Cold Rooms
Tips on fixing rooms that are too hot or too cold.
Fixing Moisture On Windows
How to solve the problem of moisture and condensation on windows
For Sale By Owner: How To Sell Your Own Home
Learn how to go through the “for sale by owner” process—it’s not as hard as you may think.
Foreclosed Homes Mean Big Discounts
Foreclosed houses are selling for about 15 to 20 percent less than comparable homes in the same neighborhood.
Funds for Handyman-Specials and Fixer-Uppers
How to get funds for handyman-specials and fixer-uppers through HUD's 203(k) program.
Generalized Anxiety Disorder (GAD)
Effective treatments for anxiety disorders are available, and research is yielding new, improved therapies.
Generate income while waiting to claim Social Security
Generate income while waiting to claim Social Security
Get The Most From Your Home Insurance Claim
Learn how to get what youre entitled to under your homeowners insurance policy.
Grocery Coupon Online Directory
Comprehensive Listing of local and national grocery websites that provide printable online coupons,flyers, and weekly specials.
Guide to Cleaning Up Heating Oil Discharges
How to clean up a heating oil discharge in your home.
HAFA provides new short sale and deed-in-lieu options
The HAFA program provides financial incentives and provides options for short sale or deed-in-lieu.
HUD Manufactured Home Fact Sheet
Manufactured Homes Owner Information from HUD
Halloween Safety Tips
Tips can protect children who plan to go trick-or-treating this Halloween.
Hay Fever
The most appropriate medication depends on the type and severity of symptoms.
Hidden Home Health Hazards
How to test for radon and mold, and what to do if they're in your home
Hiring A Lawyer
Make sure to ask your attorney whether he or she specializes in an area of law before you decide to hire them.
Holiday Decorating Safety Tips
Safety tips for all types of holiday decorations: trees, indoor and outdoor lights, candles, and fireplaces
Home Loan and Mortgage Guide
Neighborhood Link has compiled articles to help you with buyng a home, mortgage programs, home loans, and foreclosure.
Home Maintenance Checklist: Keep your home in good health!
Keep this home maintenance checklist handy to maintain your home’s value and to provide a comfortable and safe living environmen
Home Sweet Home Improvement
Ways to safely choose a qualified home improvement pro to help with your project
Homeowner's Glossary of Building Terms
A nice reference for homeowners who are unfamiliar with building terminology.
Homeowners Insurance
Tips on how to shop for homeowners insurance and save money-also avice on flood insurance
Homeowners Insurance: Twelve Ways To Save
Twelve ways to save on homeowners insurance.
Homeowners Roles and Responsibilities
Purchasing a new home is a very exciting time and one that requires an enormous amount of thought and consideration.
How Can I Afford A Fixer-Upper?
Using a HUD 203 (k) loan to purchase a house needing repairs.
How Identity Theft Occurs
Ways thieves can steal your identity and what to do if it happens.
How Landlords Can Use Credit Scoring to Make Rental Decisions
Ways in which FICO credit scores can help landlords choose renters.
How Much Mortgage Can I Afford?
Reasonable planning to successfully afford a suburban house, urban condo, or rural ranch.
How To Buy A Foreclosed House
Buying a foreclosed home takes patience, persistence and planning, but can result in big savings
How To Challenge Your Property Assessment
See ho you can appeal the assessed value of your home which may help lower your taxes.
How To Choose A Contractor
Tips on choosing a contractor and things to watch out for.
How To Save For A Down Payment...
Seven steps to help you save for that down payment.
How To Save On Closing Costs
Many are shocked when they learn how much they owe to close on their mortgage. But there are ways to save before you sign on th
How To Spot Counterfeit Money
Hold the bill up to the light and check for:
How To Stop Debt Collector Contacts
Info from the Fair Debt Collection Practices Act on how to stop debt collectors from contacting you.
How to Improve Your Credit Score
Your credit score is calculated using a complex algorithm that takes into account many different factors.
How to pay for long-term care
How to pay for long-term care
Ice Damming Leaks: What Happened?
How to prevent ice damming leaks on roofs.
Ice Dams
Causes and fixes for icicles and ice dams on the roof.
Identity Theft! Avoid It!
U.S. Governmenet guide to ID theft prevention
Ingested Magnets - Serious Intestinal Injuries
Small magnets can kill children if two or more are swallowed.
Inspecting for Possible Home Earthquake Hazards
Tips on making your home earthquake safe.
Interest Only Mortgage
Lower your monthly mortgage payments by paying only interest - at least for a little while.
Is Your Real Estate Agent Working for You?
The real estate agent that you think is working for your best interests might be working for someone else's.
Jumbo Loans for Jumbo Mortgages
For a home priced over $417,000, you are in jumbo loan territory - where the loans are large and the interest rates are high.
Landscape Shading
Proper landscape shading strategies can help save energy costs and keep you cool in the summer.
Landscape Windbreaks
Strategies, methods, and value of landscape windbreaks around your home-save money and energy.
Landscaping For Water Conservation
Various methods for landscaping while considering water conservation-Planning watering, and xeriscaping are discussed.
Loan Modification: Is it Right For You?
What is loan modification? How is it different than refinancing a mortgage and what does it take to qualify.
Lower Your FHA Loan Payments
If you have an FHA loan, a new loan modification program can help you lower your monthly payments.
Making Your Home Energy Efficient!
How to do a home energy audit and make your home more energy efficient.
Migraine Headaches
Migraine is three times more common in women than in men.
Minimum Wage
The Department of Labor enforces the Fair Labor Standards Act (FLSA)
Mortgage Fraud: How to Protect Yourself!
Don’t become the victim of mortgage fraud. Learn about common mortgage scams and steps you can take to protect yourself.
Mutual Self-Help Housing Loan Program (Section 502)
Self-help loan program to help low-income people afford and build a home.
National Cholesterol Education Month
High blood cholesterol affects over 65 million Americans. It is a serious condition that increases your risk for heart disease.
November is National Adoption Month
Adoption is a lifelong, life-changing journey for all members of the adoption triad.
Obama Loan Modification Plan Explained
Details of the loan modification plan that reduces your mortgage payments and allows you stay in your home.
Obama Mortgage Rescue Plan FAQ
Details on the Obama Mortgage Refinance and Loan Modifcation Plan-Who qualifies and how to get it.
Obesity Paper
Overweight and obesity are both labels for ranges of weight that are greater than what is generally considered healthy.
Obsessive-Compulsive Disorder (OCD)
People with OCD may be plagued by persistent, unwelcome thoughts or images, or by the urgent need to engage in certain rituals.
Out! Out! Darn Spot!-Remove Oil Spots
How to remove oil spots from concrete driveways.
Owner Financing: How To Reduce Your Risk
Offering owner financing for the sale of your home can be a scary proposition, but there are ways to reduce your risk
PRISM Program Oversight
Is There Oversight or do I Just Need to Trust the Government?
Paying for College 101
There’s no way around it. A college education is expensive, especially if you or your child goes to a private school.
Peeling Paint
Causes and cures for peeling paint
Pet Ownership Responsibilities
Responsibility aspects of pet ownership in an hoa or neighborhood association-methods and ordinances.
Pets and Asthma
The most effective method to control animal allergens in the home is to not allow animals in the home.
Post-Traumatic Stress Disorder (PTSD)
People with PTSD have persistent frightening thoughts and memories of their ordeal and feel emotionally numb.
Prepaid Credit Cards
There are plenty of situations where a prepaid card might be the most convenient choice, but be sure you understand the terms
Preventing Dog Bites
Each year, 800,000 Americans seek medical attention for dog bites.
Pros And Cons Of Owner Financing
advantages and disadvantages of an owner-financing arrangement for both the home seller and potential buyer.
Prostate Cancer Awareness Month
Protect Your Home's Value From The Foreclosure Next Door
Here are four things you can do to help prevent your neighbor’s foreclosure from hurting your home
Protecting Your Home From Burglars-Some Tips
Best methods of protecting your home from burglars in various situations and scenarios.
Removing Mold, Mildew Or Musty Odors From Your Home
How to remove mold, mildew, and musty odors from your home.
Renegotiating Technology Services in a Recession
Most technology companies are hemorrhaging customers.
Reverse mortgage: the pros and cons
Learn what you should take into consideration before taking out a reverse mortgage.
Rights and Responsibilities in a Community Association
The various right and responsibilites that go along with belonging to a community associaton.
Rural Single Family Home Loans
Section 502 loans can help low-income families purchase homes in rural areas.
Safety Recalls
When buying a used vehicle or other second-hand product check to make sure it hasn't been the subject of a product recall-two links to gov't websites.
Safety at Home
Great safety tips for home-how to prevent poisonings, falls, fires, suffocation and other mishaps including keeping your home safe from intruders.
Save Money On Your Cable/Satellite TV Bill
Almost everyone can save money on their Satellite or Cable television bill.
Save Money On Your Cell Phone Bill
Before you sign your next cell phone contract, do the math.
Save Money On Your Family's Technology Needs
Do not continue to pay for any technology services at the current rates.
Save Money with a Foreclosed R.E.O. - Real Estate Owned Property
Buying a property owned by a bank, known as real estate owned, or R.E.O., has distinct benefits.
Save On Homeowners Insurance: What Not To Do
These six items will increase your homeowners insurance rates.
Saving Energy Use by Refrigerators and Freezers
Information and tips on saving energy use of refrigerators and freezers
Saving Water Can Save You Money
Excellent tips and planning guide for saving money by saving water in your garden and landscaping.
Secondhand Smoke and Asthma
Many of the health effects of secondhand smoke, including asthma, are most clearly seen in children.
Securing Your Wireless Network
A wireless network can connect computers in different parts of your home or business without a tangle of cords.
Selecting a Home Improvement Contractor
How to choose and deal with a contractor when doing home improvements-how to avoid fraud.
Selecting the Right Paints
How to select the right paint for your home or building-a consumer's guide.
Selling Your Condo? Here's What Buyers Want...
How to make your condo standout for sale.
Selling Your Home: Find The Right Real Estate Agent
These five steps will help you find the best realtor to sell your home
Selling Your Home? Try These Creative Strategies
Here are five creative strategies to help your home go from “for sale” to “sold.”
Selling Your Home? Be Sure To Disclose...
By law you must disclose certain problems with your home when selling
September is Baby Safety Month
Most deaths are associated with cribs, baby baths/bath seats, and playpens.
Service Contracts: Should You Buy One?
Service contracts and extended warranties: Should you buy them?
Shopping for Energy-Efficient Appliances and Home Electronics
Guidlines and Info on Buying Energy Efficient Appliances and Home Electronics.
Should You Buy A Tankless Water Heater?
Tankless water heaters can provide energy and cost savings. Find out if one is right for your home
Should You Consider Owner Financing?
How to determine if owner financing is for you.
Should You Pay Off Your Mortgage?
Find out if paying off your mortgage makes sense for you.
Should You Pay Points On Your Mortgage?
Paying for mortgage points can help reduce your monthly payment, but may not be right for everyone
Should you refinance your home mortgage?
Learn if you qualify to refinance your home loan, and whether or not refinancing might benefit you.
Social Phobia (Social Anxiety Disorder)
People with social phobia have a persistent, intense, and chronic fear of being watched and judged by others.
Soft Bedding May Be Hazardous To Babies
Great recommendations on safe bedding practices when putting infants down to sleep.
Space Heating and Cooling: Saving Energy and Money
Saving money and energy with heating and cooling-links to energy calculators and more.
Staging Your Home For Sale: Room By Room
Learn how to stage each room of your home to show off its best features and create an environment where buyers can see themselve
Staging Your Home For Sale: Top Five Tips
Learn the top five things to do when staging your home for sale.
State DUI Laws
Every state has "Implied Consent" laws.
Strings, Cords, etc. Can Be Hazardous To Infants
Never tie pacifiers, necklaces, toys, or other items around a child's neck.
Tax Credits for Energy Conscious Purchases
New tax laws will allow tax credits for energy-conscious purchases.
Ten Tips to Protect Children from Poisonings
These simple steps can help you save children from environmental hazards around the home
Teratogens (What to Avoid During Pregnancy)
Many things can cause physical defects in a developing embryo
The 2009 Mortgage Bailout
The administration is launching what it calls the “Making Home Affordable” initiative.
The 2009 Mortgage Bailout Executive Summary
Homeowners with mortgages up to $729,750 may qualify for this program.
The Different Forms of Depression
There are several forms of depressive disorders. The most common are major depressive disorder and dysthymic disorder.
The Digital TV (DTV) Transition
Converting to DTV will free up parts of the scarce and valuable broadcast spectrum.
The Homeowner Affordability and Stability Plan (HASP)
Two groups of people would benefit directly from the President’s plan.
The Low-Income Housing Tax Credit (LIHTC)
The Low-Income Housing Tax Credit (LIHTC) is the most important resource for creating affordable housing in the United States.
The NSA's PRISM Surveillance Program Explained
Technically PRISM is not a program, it's an internal government computer system used by a multitude of government agencies.
The National Do Not Call Registry List
Telephone numbers placed on the National Do Not Call Registry will remain on it permanently.
The Value of Home Maintenance
With proper maintenance your home will not only provide a pleasant and safe living environment but will also help keep small fix
Three Ways Tenant Screening Improves Your Neighborhood
Improving your neighborhood by screening renters
Tips For First Time Homeowners
Follow these tips to help ensure your new home remains your dream home
Tips For The Home-Buying Process
Keep these tips in mind as you begin to look for your new home.
Tips On Buying a Home
Helpful tips and links on buying a home.
Tips for Choosing a Tax Preparer
It is important to choose carefully when hiring an individual or firm to prepare personal returns.
Top 5 Tips for Avoiding the Pitfalls of Email
email is playing an increasingly important role in the day to day operations of community associations
Top Five Water-saving Techniques
It's not just the dry western areas of the country which need to be concerned with water efficiency.
Top Ten Condo Defects
Arm yourself with the Top Ten Condo Defects before you go shopping for your new home.
Top Ten Home Improvements for Seniors
Placing non-skid strips in bathtubs or safety bars in showers and handrails on both side of the stairwells.
Toxic Chinese Drywall
Dangerous toxins in Chinese drywall force people from their homes.
Toxic Mold Environments: Moisture and My Home
Toxic Mold:Health Risks, Detection, Prevention, and Remediation
Trade Adjustment Assistance
For those laid off or hours reduced because their employer was adversely affected by increased imports from other countries.
Trampoline Safety
Here are the steps you can take to help prevent serious trampoline injuries, especially paralysis, fractures, sprains, and bruis
USDA Rural Housing Repair and Rehab Loans
Loans and grants available for low income families to repair or rehabilitate their homes.
Understanding Car Rental Agreements
Renting a car can be confusing and expensive if you don't understand industry terms and how fees are calculated.
Unemployment Benefits Explained
It generally takes two to three weeks after you file your claim to receive your first benefit check.
Unemployment Compensation for Ex-servicemembers
Benefits are paid for by the various branches of the military, NOAA or USPHS.
Unemployment Contact Information
You should contact the State Unemployment Insurance agency as soon as possible after becoming unemployed.
Water Conservation Tips Around the Home
Conserving water around your home:Indoors and Outdoors-Very Useful Tips that will save you water and money
Water Efficiency Measures for Landscaping
Best practices for water efficiency measures in regards to landscaping
Wearing a Helmet Can Save Your Life!
Wearing a helmet can reduce the risk of a serious head injury and even save your life.
What Are Biofuels?
Description of the different types of biofuels.
What Are Eating Disorders?
Eating disorders are very complex, despite scientific research to understand them.
What Are Fannie Mae and Freddie Mac?
If Fannie and Freddie were purely private firms they would have failed in 2008.
What Are U.S. Savings Bonds?
U.S. Savings Bonds are a safe, easy way to save money and a solid addition to your investment portfolio.
What Is A Pesticide?
Most pesticides contain chemicals that can be harmful to people, animals, or the environment.
What Is A Short Sale?
In a short sale, the owner of a home and their mortgage lender agree to sell the home at a discounted price.
What Is Phishing?
Don't reply to email or pop-up messages that ask for personal or financial information.
What are Anxiety Disorders?
Effective treatments for anxiety disorders are available, and research is yielding new, improved therapies that can help.
What are Dust Mites?
Common house dust may contain asthma triggers. When you are treating your house for dust mites, try these simple steps.
What are Health Savings Accounts (HSAs)?
Health Savings Accounts will change the way millions meet their health care needs
What are the FHA Loan Requirements?
The FHA makes it easy to secure a home loan. The FHA Loan Requirements are described in detail in this article.
What is Binge Drinking?
binge drinking as a pattern of drinking that brings a person’s blood alcohol concentration (BAC) to 0.08 grams percent or above.
What is Depression?
Depression is more than just feeling "down in the dumps" or "blue" for a few days.
What is Ethanol?
Overview of Ethanol-How it is made and How it is used
What is PRISM?
What is PRISM?
What is Panic Disorder?
Panic attacks can occur at any time, even during sleep. An attack usually peaks within 10 minutes.
What is a Credit Score?
Your credit score is usually based on 5 criteria.
What is a Reverse Mortgage?
A reverse mortgage is a loan that allows you to convert some of the equity in your home into cash.
What you Need to Know about the New 2010 Credit Card Rules
New rules for credit card companies mean new credit card protections for you. Here are some key changes
When CAUGHT in a Winter Storm...
Stay in your car or truck. Disorientation occurs quickly in wind-driven snow and cold.
Whistleblower Protection Program
Protecting employees who report violations of various trucking, airline, nuclear power, pipeline, and other laws.
Why Are My Floors Cold?
Tips for figuring out why floors are cold
Why Is My Basement Damp?
Causes and solutions for damp basements
Why is Gmail Free?
You pay Google with complete unfettered access to your personal correspondence.
Why is Yahoo Email Free?
Yahoo scans and analyzes all incoming and outgoing communications
Winter Readiness
Homeowner Tips for preparing for Winter.
Winter Storms Deceptive Killers
Everyone is potentially at risk during winter storms.
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Unemployment Contact Information
JobthumbYou should contact the State Unemployment Insurance agency as soon as possible after becoming unemployed.
Debt out of control
Slow-computerIs your debt out of control
What Is A Land Bank?
BlightthumbUses vacant land for the purpose of stabilizing neighborhoods and encouraging re-use or redevelopment of urban property
November is National Adoption Month
AdoptionthumbAdoption is a lifelong, life-changing journey for all members of the adoption triad.

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